DEMONSTRATION / PRESENTATION ENVIRONMENT — sample data only. Not a licensed bank. No real money. Not CDIC or FDIC insured.
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EGVANCO is banking software for demonstration in Canada and the United States. It is not a licensed bank, it does not hold deposits, and it is not a member of CDIC or FDIC. Payment rails shown here are sandbox only.

Fees and disclosures

No fee schedule is in force. The software does not charge NSF fees, monthly fees, or wire fees, because it does not process those payments.

  • Not a bank. No CDIC coverage. No FDIC coverage. No claimed banking license in Canada or the United States.
  • Interac e-Transfer, ACH, EFT, Fedwire, card networks, and crypto networks are not connected.
  • FX between CAD and USD is refused. No rate is invented.
  • Amounts at or above the configured dual-control threshold (default 1000) need a second administrator before the ledger posts.